This table features the top ten regular savings accounts based on the Gross AER on savings of £50, therefore indicating the most competative rates available at this level. This table excludes any restricted availability or 'existing customer only' accounts.
| Provider |
Product |
Gross AER - £50 |
Interest payment frequency |
Bonus payment conditions |
Minimum monthly saving (£) |
Maximum monthly saving (£) |
Transactions at branch |
Minimum age |
|
HSBC
|
Regular Saver Ex/C
|
8%
|
maturity
|
na
|
£25
|
ul
|
yes
|
16
|
|
Santander
|
Super Fixed Rate Monthly Saver Issue 9 Ex/C
|
6%
|
maturity
|
na
|
£20
|
£250
|
yes
|
18
|
|
First Direct
|
Regular Saver Ex/C
|
5%
|
maturity
|
na
|
£25
|
£300
|
no
|
18
|
|
Norwich & Peterborough B.Soc.
|
Family Regular Saver Step 1
|
5%
|
annually
|
12 credits & 1 w/d p/a
|
£1
|
£250
|
yes
|
|
|
Principality Building Society
|
Birthday Regular Saver Bond
|
5%
|
maturity
|
na
|
£20
|
£500
|
yes
|
16
|
|
Chorley & District Building Society
|
Santa Saver Issue 2 Ex/C
|
4%
|
annually
|
na
|
£1
|
£150
|
yes
|
18
|
|
Saffron Building Society
|
12 Month Fixed Rate Regular Saver
|
4%
|
maturity
|
na
|
£10
|
£200
|
yes
|
|
|
Scottish Building Society
|
Regular Bonus Saver
|
4%
|
annually
|
12 credits & 1 withdrawal p.a.
|
£25
|
£500
|
yes
|
|
|
Buckinghamshire Building Society
|
Chiltern Gold Builder Issue 2
|
3.5%
|
annually
|
na
|
£25
|
£250
|
yes
|
|
|
Ipswich Building Society
|
Holiday Save
|
3.5%
|
annually
|
11 credits per a/c year
|
£10
|
£500
|
yes
|
|